I always plan ahead for Christmas, hoping to snag the best deals for the people on our ever-expanding shopping list. My goal is always to save money and keep our Christmas budget on track. In fact, I’m always striving to come in under budget. I do this by picking up deals throughout the year and stashing them in a big Rubbermaid tub in our extra bedroom. The key is remembering what’s there! One of my goals for July is to inventory what I already have stashed away. There’s nothing less frugal than accidentally buying double gifts for someone on your shopping list! (Though the recipient may love it!)
I also start thinking now about how I want to use the points that we earn from using our debit card and online banking. Our bank (National City) always has a nice selection of gift cards that you can get using your points. Sometimes I give the actual gift card, and other times I use the gift card to go and purchase the gift. Either way, I have to plan ahead. The cards take several weeks to arrive, even longer during the holiday season. Now is the time to start thinking about who I’ll need those cards for. Because…. let’s face it…. I can’t use the free or almost-free body washes, candles, and other items from CVS for everyone on my shopping list. My 17-year-old guy cousin just isn’t that into candles! So, he’s high on my gift card list.
Have you started thinking about Christmas yet? Are you planning any special money-saving gifts or events? Do you use any strategies to keep your bargain shopping finds organized for gift-giving? I’d love to hear any helpful tips that you have to offer!
For more great money-saving ideas, stop by Frugal Friday sponsored by Life As Mom.
